Disclaimer and Privacy Policy Statement
(a) Website Disclaimer
These Terms apply to your use of our website www.shoppal.in. If you are not over 18 or not living in the
India, you may not be able to use this website and you should not attempt to
make an application, although subject to your acceptance of these Terms you
should feel free to browse. If you do not agree to be bound by the Terms set
out below you should not use this website.
Definitions
The following words have the following meanings:
"Terms" means these terms and conditions;
"Product Provider" means any loans company, life office, broker and
administration provider, operator of a collective investment scheme, fund
manager, bank, building society or any other financial institution;
"You" means the user of the website.
Copyright Trademark and site content
You acknowledge and accept that all copyright, trademarks and
all other intellectual property rights in all material or content provided as
part of the website belong to us, or a Product Provider. You may download
material from this site for your own use only. No right, title or interest in
any downloaded materials is transferred to you by such downloading.
Any other use of the material and content of the website is
strictly prohibited and you agree not to copy, reproduce, transmit, publish,
display, distribute, commercially exploit or create derivative works of such
material except for the purpose of applying for shares or with our written
consent.
Our Liability to you
While we will use all reasonable endeavours to ensure the
accuracy of any information placed on the website, we make no representations
or give any warranties of any kind with respect to this site or its contents
and we disclaim all representations, except where fraudulently made, and
warranties. In addition we make no representations or warranties about the
accuracy or the information contained on this website. The information provided
to you in connection with the products is provided by the Product Providers and
you acknowledge that we have no liability to you with respect to the accuracy
of such information. As we rely on information given to us by third parties
there may be a time delay in keeping that information up to date. You should
therefore check the accuracy of the information.
The website may only list the Product Providers with whom we have
arrangements and may not cover all Product Providers in the market. These disclaimers
do not attempt to disclaim liability for matters that cannot be excluded under
any applicable Indian law or the rules of the Financial Services Authority.
We make no warranty that the website will meet your requirements
or will be uninterrupted, timely, secure or error-free, that defects will be
corrected, or that the site or the server that makes it available are free of
viruses or bugs or represents the full functionality, accuracy or reliability
of the materials. We will not be liable to you for any loss of content or
material uploaded or transmitted through the website.
We cannot guarantee that a Product Provider will be able to
provide an investment at any particular time. We do not accept any liability in
the event of withdrawal of any offering of an investment or for rejection of
your application by the Product Provider for any reason whatsoever.
Neither we, nor any of our directors, agents or employees will
be liable for damages arising out of or in connection with your use of this
site. This is a comprehensive limitation of liability that applies to all
damages of any kind, including, without limitation, compensatory, direct,
indirect or consequential damages, loss of data, income or profit, loss or
damage to property and claims of third parties. We do not exclude any liability
for death or personal injury resulting from our negligence or that of our
directors, agents or employees.
This website is designed to provide you with general information
only and does not attempt to give you advice on any particular investment or to
recommend any particular investment to you. If you have any doubt as to whether
a particular investment is suitable for you, you should contact an Independent
Financial Adviser.
Indemnity
In using this website, we require that you abide by these Terms.
If you fail to abide by them, and this failure causes us to suffer a claim,
action, liability, or loss because of your failure to abide by these Terms, you
agree to indemnify us, on demand, for all costs and expenses, including legal
fees, which arise out of your failure to abide by these Terms.
Our Rights
We reserve the right at any time to modify or withdraw,
temporarily or permanently, the website or any part of it without notice to you
and we will not be liable to you in any way for any modification or withdrawal
of the website. We also reserve the right to modify these Terms without
reference to you.
We reserve the right at any time to refuse to process a
transaction for any reason. We will not be liable to you or any third party by
reason of our failing to process a transaction.
By making an application for any investment or insurance or loan
you expressly authorise us to transmit information or to obtain information
about you from third parties from time to time, including but not limited to
your credit reports, in order to authenticate your identity.
Third Party Links
In the event that there are third party links to other websites
for your convenience, you acknowledge and agree that we are not responsible for
the availability or functionality of such external sites. We do not endorse the
content of any external sites and are not responsible or liable, directly or
indirectly, for any loss however caused to you by your use of any external
site.
Miscellaneous
The information on this website is for residents of India only.
We shall not be liable to you where performance of any of our obligations to
you is prevented, frustrated or impeded by any circumstance or cause beyond our
control. If any part of these Terms is found to be unenforceable as a matter of
law, all other parts of these Terms shall not be affected and shall remain in
force. These Terms shall be governed by and construed in accordance with Indian
law and the Indian courts in Delhi shall have jurisdiction over any disputes
between us. Shoppal.in provides free information to all users online and help
them to save while online shopping. We are not have in any legal relationship
with our website to any user. All information and content listed on Shoppal.in
is received from different online resources and direct from the retailers. We
do not provide any kind of warranty for accuracy or reliability of vouchers and
offers listed on website. In any circumstances our company or employees are not
liable for any loss/damage or unsuccessful of voucher redeem through our
website. We do not sell any product on our website. We just provide space to
advertisers like flipkart, amazon, snapdeal, paytm etc and display their voucher codes and offers
on our website as free usage for all customers. After clicking on any url you
will be redirected to actual retailers website and you can shop online at your
ease. We earn a little commission on each transaction done by users referred
through our website.
(b) Privacy Statement
We takes the issue of privacy very seriously. This statement
sets out our practice concerning data processing.
What data do we hold about You?
This website www.shoppal.in is provided to help you to select
products to meet your individual needs. To do this we must obtain certain
information from you about your personal and financial circumstances. The
information that you give us will then be passed by us to potential providers
and researchers who will use that information and respond with the terms they
are prepared to offer.
How we use your data?
The nature of our service means that depending on the nature of
your enquiry we have to share your personal data with our partners who provide
the products and services that you request. For example if after using a
comparative service on the website you wish to speak to an adviser or request a
financial product, we will pass on your relevant personal data to the partner
concerned to fulfill your request.
If you have requested to receive our regular newsletter we may
contact you by telephone or by email to inform you of products and services
which may be of interest to you. If you wish to opt out of this direct
marketing activity please contact [email protected] so that we may remove your
personal details from the database.
What are "cookies" and how we use
them?
For each new visitor to the website we automatically log certain
information about how you are using our website. If your computer browser is
set up to accept them, we use a feature known as a "cookie" which
contains information that is stored on your computer hard drive for record
keeping purposes. Cookies allow us to make our website more useful based on
stored information about your preferences when you visit our website. If you do
not wish for information to be recorded in this way, you are able to configure
your browser to refuse cookies or to notify you when you have received one.
Check latest notices on alleged copyright infringement here.
In case you have any questions, comments or want to request us
regarding anything, please do write to send us an email at [email protected]